Pentingnya Penerapan Green Banking Bagi Bank Syariah Di Indonesia
DOI:
https://doi.org/10.5281/zenodo.16786247Keywords:
Green Banking, BOPO, ROAAbstract
Penelitian ini mengeksplorasi dampak penerapan green banking terhadap profitabilitas bank umum syariah di Indonesia, dengan efisiensi biaya operasional sebagai mediator. Pendekatan yang digunakan bersifat kuantitatif, dengan sampel berupa 10 bank umum syariah sepanjang 2021–2024. Analisis dilakukan melalui model jalur menggunakan SPSS, dilengkapi uji Sobel untuk menguji mediasi. Temuan menunjukkan bahwa implementasi green banking memiliki efek negatif yang signifikan terhadap BOPO, tidak berpengaruh signifikan terhadap ROA, dan BOPO berperan sebagai mediator dengan pengaruh negatif terhadap ROA.
References
Al Iqbal, M., & Budiyanto, I. (2020). Analisis Pengaruh Kewajiban Penyediaan Modal Minimum (KPMM), Beban Operasional Pendapatan Operasional (BOPO), Financing To Deposit Ratio (FDR), dan Inflasi Terhadap Return On Asset (ROA) Pada Bank Umum Syariah di Indonesia Periode 2016-2019. MALIA: Jounal of Islamic Banking and Finance, Vol. 4, hal. 1-11.
Anggraini, S., Fasa, M., Suharto., & Fachri, A. (2022). Analisis Pengauh Green Banking Terhadap Profitabilitas Bank Umum Syariah Indonesia. Journal of Business Management and Islamic Banking, Vol. 1(1)
Arini., Azizah, N., & Wibowo, E, L. (2023). Disclosure of Sustainability Report on Bank Performance: Maqashid Syariah Perspective. Journal of Social Science Research, 3(4)
Asyura, A., Syahputri, A., Ramadania, Wendy, & Mustarudin. (2023). Green banking , green investment , and sustainability development banking in Indonesia. International Journal of Applied Finance and Business Studies, 11(3), 662–674
Care, R. (2018). Suatainable Banking Issues and Challenges. Cham, Switzerland: Springer Nature.
Dewi, P. P., Putu Edward Naryani. 2020. “Implementasi Green Banking Profitabilitas Dan Corporate Social Responsibility on Company Value.” Accounting 30: 20
Hanif, N. W., & Iqbal, F. (2020). Green Banking Terhadap Profitabilitas Bank Umum Syariah Di Indonesia. Jurnal Ilmiah Keuangan dan Perbankan, Vol. 3, hal. 86-99
Jo, H., Kim, H., & Park, K. (2014). Corporate Environmental Responsibility and Firm
Kapoor, Jaitly & Gupta. 2016. “Green Banking: A Step towards Sustainable Development.” International Journal of Research in Management, Economics and Commerce 06(7): 69–72.
Mustika, N.S., Kristianingsing., Tripuspotorini, F. A. (2023). Analisis Pengaruh Penerapan Green Banking dan Efisiensi Biaya Operasional terhadap Profitabilitas Bank Umum Syariah di Indonesia. Journal of Applied Islamic Economics and Finance, Vol. 3(2). 436-443
M Ragupathi, S Sujatha. 2015. “Green Banking Initiatives of Commercial Banks in India.” International Research Journal of Business and Management 8: 74
Nuha, V. Q., & Mulazid, A. S. (2018). Pengaruh NPF, BOPO Dan Pembiayaan Bagi Hasil Terhadap Profitabilitas Bank Umum Syariah Di Indonesia. Al-Uqud: Journal of Islamic Economics, Vol. 2, hal. 168-182
Laskowska, A. (2018). Green Banking as the Prospective Dimension of Banking in Poland. Ecological Questions, Vol. 29, pp. 129-135.
Roy, M. K., Sarker, M. A., & Parvez, S. (2015). Sustainability in Banking Industry: Which way to move ? ASA University Review, Vol. 9, pp. 53-69
Sandeep. (2016). Green Banking: Issue and Challenges. Paripex-Indian Journal of Research, 5(8), 345–347. https://doi.org/10.36106/paripex
Sorour, M. K., Shrives, P. J., El¬Sakhawy, A. A., & Soobaroyen, T. (2020). Exploring the Evolving Motives Underlying Corporate Social Responsibility (CSR) Disclosures in Developing Countries: The Case of “Political CSR” Reporting. Accounting, Auditing, & Accountability Journal, 34(5), 1051¬1079. https://doi. org/10.1108/aaaj¬07¬2019¬4080
Downloads
Published
Issue
Section
License
Copyright (c) 2025 arini arini, Binti Lailatur Rohmatin, Dewi Fatmala Putri, Dwi Lutfi Nur Anisa (Author)
This work is licensed under a Creative Commons Attribution 4.0 International License.
